Steven G.

Had several credit builder loans and security deposit of 1275. Never once was I late except 1 day and I paid extra but because I did not pay 42 dollars and paid 44 would not increase my limit. Closed both accounts. Does not really ever get your credit up if you have a bankruptcy or any unpaid bills at all. My bankruptcy is 2 months away from ten years and got hit with a 2k hospital bill that I never received until on my credit. Have been paying on it for two years. Highest my credit raised was 639 and of course 640 is the magic number. I have multiple crap credit cards with very high interest that I have never been late on. Self is a scam and although others may have God experience with them, mine was horrible after three or four years. Told them to FO and close my accounts and send me my money back. Very bad customer service. The whole unsecured raise limit is bull because I paid bill in full every month for two years of and be paid in full four credit builder loans. Was a big waste because this bank and all the banksthey deal with carry no weight with credit bureaus obviously.