This service is very dangerous. If you make a typo in your transaction your funds are not recoverable. In the instructions it says that any unclaimed funds will be transferred back to the originating account in 30 days. THIS IS NOT TRUE. When you try to contact customer service you will get a canned response. If you email them, they will send a note back a week later telling you that they cannot help. They will just tell you that you should have tried to send a small amount of funds to test the waters before sending any more. This is not a reputable service and you should stay far away if you don't want to be ripped off.