I have been a customer with Chime for over 7 years. Recently I had to deposit a payroll check using the mobile deposit option. They placed a 7 day hold on my check causing me to accrue several late fees on bills that I had to pay. There were previous direct deposits from the same company. I called everyday and could not get the funds released or the deposit cancelled. Absolutely ridiculous to hold a persons money for 7 days with no warning. If I would have known, I would have never deposited the check. Stay away!