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YES, bunq operates like a real bank. Initially, i thought it was just another online payment service, that offers cheaper and faster transfer of money abroad or within one country.
And I was not wrong about it, it offers all of that.
Moreover, bunq provides all the other services that you already use from your local bank, but in a more convenient and better way. Like having subaccounts, a saving account, splitting a bill, having a bank card, being able to withdraw money… I mean absolutely everything.
Well, it might be a bit pricy, but I guess the quality has a price…
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