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Limaonecapital.com has a rating of 1 star from 1 review, indicating that most customers are generally dissatisfied with their purchases. Limaonecapital.com ranks 174th among Mortgages sites.
Never get a rental property loan from this company. The servicing of the loan is kept by Lima One Capital and though the folks are nice the policies are bad for you the investor. Escrow is always wrong and half the time they don't pay the property taxes or insurance on time. Weird fees show up on the statement so you have to go over your statement carefully. BTW. They don't send you a statement unless you request EVERY SINGLE MONTH! Yep, you heard right. In addition, the statement isn't really a statement. It's just a running ledger. So say the loan is 4 years old. You ask for your monthly statement. You get this long ledger of every single payment. It takes forever for the loan to close and on the day of closing it'll take several hours. Yes, they put the closing attorney/title company through heck. Will never use this company again. They aren't governed by any federal laws so beware.
Never get a rental property loan from this company. The servicing of the loan is kept by Lima One Capital and though the folks are nice the policies are bad for you the investor. Escrow is always wrong and half the time they don't pay the property taxes or insurance on time.
Weird fees show up on the statement so you have to go over your statement carefully.
BTW. They don't send you a statement unless you request EVERY SINGLE MONTH! Yep, you heard right. In addition, the statement isn't really a statement. It's just a running ledger. So say the loan is 4 years old. You ask for your monthly statement. You get this long ledger of every single payment.
It takes forever for the loan to close and on the day of closing it'll take several hours. Yes, they put the closing attorney/title company through heck.
Will never use this company again. They aren't governed by any federal laws so beware.
Tip for consumers:
The servicing of the loan is abysmal
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