• Synchrony Credit

Overview

Synchrony Credit has a rating of 1.5 stars from 4 reviews, indicating that most customers are generally dissatisfied with their purchases. Synchrony Credit ranks 89th among Credit Cards sites.

  • Service
    3
  • Value
    3
  • Quality
    3
How would you rate Synchrony Credit?

Reviews (4)

Rating

Timeframe

Other

Thumbnail of user dianag909
1 review
0 helpful votes
February 8th, 2023

I purchased a sweatshirt, with a custom printed message, from an online company called Cotosen on 11-1-2021, along with a few other items. The sweatshirt arrived in Dec too late to wear for Thanksgiving...and 2-words on the sweatshirt were misspelled...Turkey was spelled Tunkey and Thanksgiving was also misspelled. The material and quality of the garments they sent was cheaply made. The items came without an invoice and no return address. I was able to reach Cotosen's customer-service online. I told Cotosen I was not happy with the items they sent me; I asked for instruction to return my order for a full refund. I received an email from Cotosen stating I did not need to return the items. A full refund will appear on my PayPal account within 72-hrs... Here it is 02-09-2023, and I am still receiving billing statements from PayPal/Synchrony. I called, email and written PayPal/Synchrony numerous times over the past 2-years. I have forwarded photos of the items sent and the email from the merchant stating they were crediting my account. PayPal states they reviewed my dispute and ruled in the merchants favor...Huh? I have a document from the merchant stating they credited my account...Why am I receiving statements indicating late charges and interest for this transaction? The person on the phone asked me if I had called my financial institution regarding this credit? Huh... Isn't PayPal/Synchrony the financial institution? The billing statements has PayPal/Synchrony as the financial institution? At the beginning of each call it states this call is being recorded, however, when I asked the person on the phone to review my previous correspondences regarding this matter she said the issue was resolved in favor of the merchants. Oh my God...can you not comprehend that I received bogus merchandise from an online company from China and I have documentation from the merchant that they would credit my account? PayPal/Synchrony said they would open up another dispute...I will never, ever us PayPal again.

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Value
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Thumbnail of user mistyw29
2 reviews
0 helpful votes
January 21st, 2019

We had them for big sandy and we pay off the bed in April of 2018 and we are still getting bills and phone calls from them and we called and canceled everything with them and big sandy and we still getting the bills and phone calls..

Thumbnail of user dw747
5 reviews
21 helpful votes
March 27th, 2018

Synchrony Bank for your Amazon.com Store Card is the worst credit card company that Amazon is using. I have attempted to pay off and set up payments through Synchrony Bank website system... each time payment accepted then rejected by Synchrony Bank... I have been using the same payment method through Amazon, PayPal and ebay and never have had any issue. When I contacted them directly(Synchrony Bank), I asked to email me this discrepancy and issue they are having, there response: "We don't have access to email"... I therefore immediately requested to cancel and close this account: There response was: "You can never re-open another account again". So I said " GOOD DAY TO YOU" and then HUNG UP...

Tip for consumers:
Use at your own risk, it was nice to get percentages back from purchases, but not worth the hassle as they obviously need to change payment policies to be inline with Amazon payment policies.

Service
Value
Quality
Thumbnail of user kikl1
3 reviews
2 helpful votes
July 15th, 2020

I have 5 credit cards with Synchrony Bank/Credit: JCPenney Card, TJX/Marshall's/HomeGoods/Sierra Trading Post Rewards MasterCard, TJX/Marshall's/HomeGoods/Sierra Trading Post Rewards Card, Amazon (Prime) Store Card, Sam's Club Card.

Overall, I think Synchrony Bank has good quality of customer service. They were able to resolve disputes for transactions in error. However, do not apply for PayPal Credit and do not purchase on ebay, and do not use paypal. They will f- you up, and I blame Ebay and PayPal much more than Synchrony.

Service
Value
Quality

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