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  • CNET

11/11/23

AI and You: White House Sets AI Guardrails, Election Misinformation Fueled by AI
Get up to speed on the rapidly evolving world of AI with our roundup of the week's developments.
Connie GuglielmoSVP, AI Edit Strategy
Connie Guglielmo is a senior vice president focused on AI edit strategy for CNET, a Red Ventures company. Previously, she was editor in chief of CNET, overseeing an award-winning team of reporters, editors and photojournalists producing original content about what's new, different and worth your attention. A veteran business-tech journalist, she's worked at MacWeek, Wired, Upside, Interactive Week, Bloomberg News and Forbes covering Apple and the big tech companies. She covets her original nail from the HP garage, a Mac the Knife mug from MacWEEK, her pre-Version 1.0 iPod, a desk chair from Next Computer and a tie-dyed BMUG T-shirt. She believes facts matter.
ExpertiseI've been fortunate to work my entire career in Silicon Valley, from the early days of the Mac to the boom/bust dot-com era to the current age of the internet, and interviewed notable executives including Steve Jobs.Credentials
Member of the board, UCLA Daily Bruin Alumni Network; advisory board, Center for Ethical Leadership in the Media

Eugene Mymrin/Getty Images
The very long read we were expecting from White House setting guardrails around AI was released this past week as a 111-page Executive Order on the "Safe, Secure, and Trustworthy Development and Use of Artificial Intelligence." President Joe Biden and his administration say the goal is to establish a framework that sets "new standards for AI safety and security, protects Americans' privacy, advances equity and civil rights, stands up for consumers and workers, promotes innovation and competition, advances American leadership around the world."
Here's the fact sheet about the Executive Order, summarizing its main points, if you're not up to scanning the entire EO. But here are five of the top takeaways:
Testing safety and security before AI tools are released: There's much debate about whether Open AI should have done a little more prep work before releasing its groundbreaking and potentially paradigm shifting Chat GPT to the world a year ago because of the opportunities and risks posed by the generative AI chat bot. So now AI developers will be required to "share their safety test results" and other critical information with the US government.
"Companies developing any foundation model that poses a serious risk to national security, national economic security, or national public health and safety must notify the federal government when training the model and must share the results of all red-team safety tests." Red-team testing refers to having a dedicated group specifically targeting the AI system, trying to find security vulnerabilities.
Expanding on the testing requirement, the National Institute of Standards and Technology is tasked with creating "rigorous standards for extensive red-team testing to ensure safety before public release." NIST will also help design tools and tests to ensure AI systems are safe, secure and trustworthy.
Protecting against potentially harmful AI-engineered biological materials: Agencies that fund "life-science projects" will be required to establish standards to prevent bad actors from using AI to engineer dangerous biological materials. Here are the other doings in AI worth your attention.
Transparency: To protect Americans from AI-enabled fraud and deception, the Department of Commerce is being tasked with developing guidance for standards and best practices for "detecting AI-generated content and authenticating official content." That essentially means labeling AI-generated content with watermarks and disclosures. "Trust matters," Biden said in a press event about the EO. "Everyone has a right to know when audio they're hearing or video they're watching is generated or altered by an AI."
Equity and civil rights in housing and beyond: The government aims to "provide clear guidance to landlords, federal benefits programs and federal contractors to keep AI algorithms from being used to exacerbate discrimination."
Jobs and labor standards: The US says it will develop "principles and best practices to mitigate the harms and maximize the benefits of AI for workers by addressing job displacement; labor standards; workplace equity, health and safety; and data collection…These principles and best practices will benefit workers by providing guidance to prevent employers from undercompensating workers, evaluating job applications unfairly or impinging on workers' ability to organize."
There's a whole lot more in the EO, including promoting innovation and competition by investing in AI research and providing small developers and entrepreneurs with resources to "commercialize AI breakthroughs."
Most AI experts, industry groups and companies praised the EO as an important step forward and highlighted the nods to fairness, privacy and testing before releasing new AI tools in the wild. (For tech wonks, Axios called out that the "testing rules will apply to AI models whose training used 'a quantity of computing power greater than 10 to the power of 26 integer or floating-point operations.' Experts say that will exclude nearly all AI services that are currently available.")
But industry watchers also noted that the order doesn't go far enough. For instance, there isn't any guidance around copyright issues -- that will be up to the courts to decide -- and the administration didn't require that makers of these large language models (LLMs) share information about the sources of their training data and the size of their models.
This wasn't the only notable step by a government to put a check on AI. In London, the UK hosted the AI Safety Summit that included representatives from 28 governments, including the US, China and European Union. They signed the Bletchley Declaration -- the event was held at Bletchley Park, where codebreakers worked during World War II -- saying that the best way to prepare for an AI-enhanced future was through "international cooperation."
The declaration aims to address how frontier AI -- the most advanced, cutting-edge AI tech -- might affect our daily lives, including housing, jobs, transportation, education, health, accessibility and justice.
"Artificial Intelligence presents enormous global opportunities: it has the potential to transform and enhance human wellbeing, peace and prosperity," the declaration states. "To realise this, we affirm that, for the good of all, AI should be designed, developed, deployed, and used, in a manner that is safe, in such a way as to be human-centric, trustworthy and responsible."
Biden and UK Prime Minister Rishi Sunak each highlighted the importance of these first steps toward getting a handle on AI. "One thing is clear: To realize the promise of AI and avoid the risks, we need to govern this technology," Biden said. "There's no other way around it."
Sunak called The Bletchley Declaration "a landmark achievement that sees the world's greatest AI powers agree on the urgency behind understanding the risks of AI -- helping ensure the long-term future of our children and grandchildren."
Here are the other doings in AI worth your attention.
Politicians shouldn't use AI to fuel election misinformation
As government just start the work of managing the risks and opportunities of AI, most US adults believe that AI tools will "amplify misinformation in next year's presidential election at a scale never seen before," according to a poll conducted by the Associated Press-NORC Center for Public Affairs Research and the University of Chicago Harris School of Public Policy.
"The poll found that nearly 6 in 10 adults (58%) think AI tools -- which can micro-target political audiences, mass produce persuasive messages, and generate realistic fake images and videos in seconds -- will increase the spread of false and misleading information during next year's elections."
That concern is shared by many Americans who haven't even used AI tools. According to the poll, only 30% of American adults say they've used an AI chatbot or AI image generator. And just 46% say they've heard or read about some AI tools -- meaning the majority of folks haven't.
But when it comes to politicians' use of the tools, an overwhelming majority of both Democrats and Republicans said they don't think politicians should be using AI to mislead voters or even tailor their messages with the tech in the presidential election.
"When asked whether it would be a good or bad thing for 2024 presidential candidates to use AI in certain ways, clear majorities said it would be bad for them to create false or misleading media for political ads (83%), to edit or touch-up photos or videos for political ads (66%), to tailor political ads to individual voters (62%) and to answer voters' questions via chatbot (56%)."
The AP noted that bipartisan pessimism about politicians and their willingness to fuel misinformation using AI tech comes after the Republican National Committee used AI to create an attack ad against Biden, while Florida Gov. Ron DeSantis' campaign used the tech to mislead voters about former President Donald Trump.
Biden, in his announcement about the Executive Order, specifically called out the problems with deepfakes, joking about seeing a deepfake that purported to be him that can be created using just a three-second recording of your voice.
"I watched one of me. I said, 'When the hell did I say that?' But all kidding aside, a three-second recording of your voice to generate an impersonation good enough to fool your family -- or you. I swear to God. Take a look at it. It's mind blowing. And they can use it to scam loved ones into sending money because they think you are in trouble. That's wrong."
UN may take AI into virtual conflict zones to help problem solve
Ahead of the devastating conflict in Israel and Gaza, the UN hired an AI company in August "to develop a first-of-its-kind AI model that they hope will help analyze solutions to the Israel-Palestinian conflict," Wired reported.
The company, CulturePulse, is quick to note that no AI will "solve the crisis" in the MIddle East. But one of the company's co-founders, F. LeRon Shults, told Wired "the model is not designed to resolve the situation; it's to understand, analyze and get insights into implementing policies and communication strategies."
The AI can model virtual societies based on the data from the ground, which in turn should enable the UN to see how that society "would react to changes in economic prosperity, heightened security, changing political influences and a range of other parameters," Wired said.
Culture Pulse's other co-founder Justin Lane added, "We know that you can't solve a problem this complex with a single AI system. That's not ever going to be feasible in my opinion. What is feasible is using an intelligent AI system -- using a digital twin of a conflict -- to explore the potential solutions that are there."
After a traffic dip, Chat GPT wins back users' attention
After seeing US traffic to its chat bot wane in the summer, Open AI's Chat GPT regained the attention of users in September and October, most likely boosted by students returning to school and turning to AI for help on homework, researcher Similar web said this week.
"Chat GPT's traffic hit a lull over the summer, dipping significantly from its Spring 2023 highs, but has recovered significantly in recent weeks. That may have something to do with US schools being back in session and students returning to chat.openai.com as a source of homework help. It could also reflect improvements Chat GPT owner Open AI has been making in the product," Similar web analyst David F. Carr said.
"Chat GPT remains far and away the most popular pure-play AI Chat product, attracting more global traffic than bing.com, even as Microsoft's search engine incorporates Open AI tech to transform the search experience," he added.
Looking at the numbers, Chat GPT peaked at 1.8 billion worldwide visits in May before dropping to 1.4 billion in August, the research firm says. In September, that rebounded to 1.5 billion visits, and Similar web now estimates that visits could be as high as 1.7 billion in October. In comparison, Google's rival Bard got 219.3 million visits in September.
Why the fuss over the numbers? Because of Chat GPT's amazing debut in November 2022. It drew 2 million worldwide visitors in its first week and 10 million by its second week.
Similar web also says don't discount Google. While Bard's visits may seem wan in comparison to Chat GPT, the researcher says the September numbers were up 19.5% from the previous month. Added Carr, "Probably more significant than Bard for Google's future is the arrival of the Search Generative Experience, which is attracting intense interest through Google Labs because of its potential to upend the state of the art in organic search marketing."
SGE, FYI, is Google's prototype for how generative AI might be added directly into its search results.

Altman, Musk on AI and jobs
This week, two notable tech bros talked about how AI might change the future of jobs since AI is expected to cause disruption across many industries, according to researchers like the Pew Research Center.
Sam Altman, CEO of Open AI and overseer of its Chat GPT chat bot, apparently told students at the University of Cambridge that older, more-experienced workers might not have the same comfort level with AI tools that their younger colleagues might have, according to The Telegraph and other reports.
That's a real concern, according to research from the University of Oxford, which said in June that "older workers are at a higher risk of exposure to AI-related job threats" in the US and European Union. Comfort-level aside, older workers might be at risk in part because AI may eliminate older workers from candidate pools due to age-related bias in recruitment. Oh joy.
Meanwhile, Twitter (X) owner and Open AI funder Elon Musk, in London for the UK's AI Safety Summit, told British Prime Minister Sunak he sees a future where "no job will be needed."
"We are seeing the most disruptive force in history here. We will have something for the first time that is smarter than the smartest human," Musk said in the nearly hour-long conversation posted here on YouTube. "There will come a point where no job is needed. You can have a job if you want to have a job for personal satisfaction, but the AI will be able to do everything."
Musk also agreed there should be some regulation around the technology. "AI will be a force for good most likely, but the probability of it going bad is not zero percent." Musk said. "If you wish for a magic genie that gives you any wishes you want…it's both good and bad."
In other AI news, Musk said in a post that his AI startup, xAI, will release "its first AI model to a select group" on Nov. 4, adding "in some respects, it is the best that currently exists." Musk launched the company in July, saying at the time that its goal was to "understand the true nature of the universe."
The last new Beatles song made possible by AI
The Beatles, as expected, released Now and Then, a song written and partially recorded on a cassette tape by John Lennon before his murder in 1980. The song was completed by Paul McCartney and Ringo Starr after AI technology developed by filmmaker Peter Jackson was able to isolate Lennon's vocal track. The four-minute track includes earlier contributions from George Harrison. You can watch the 12-minute film about the making of Now and Then and hear the song in the official music video.
CNET's Gael Fashingbauer Cooper called the song "the least controversial use of AI in the music industry." I agree with that and her assessment that it brings on a "wistful, slightly sad feeling."
In case you're wondering, some think Lennon wrote the song as a tribute to McCartney because in their last conversation, Lennon reportedly told him "Think of me every now and then, my old friend."
Duck, duck, goose?
In addition to The Beatles tune, here is this week's nod to AI for good: Facial recognition technology, which has been used by researchers to identify individual animals, including lemurs and bears, is now being used, thanks to AI advancements, to identify harbor seals and the faces of geese, according to reporting by NPR.
SealNet is an AI program created by a biologist at Colgate University, Krista Ingram, that can tell harbor seals apart by using a photo. Ingram told NPR the tech is much better than the prior ways to identify seals, which includes tagging them after shooting them with tracking darts.
Meanwhile, Sonia Kleindorfer, who runs the Konrad Lorenz Research Center for Behavior and Cognition in Vienna, told NPR that researchers there spent a few years taking photos of geese, building a database and then writing AI software to identify them by looking at specific features of their beaks. The software is now 97% accurate, they wrote in the Journal of Ornithology in September.
These new programs, Ingram and Kleindorfer said, will be helpful in conservation and ecology efforts because they provide faster, less expensive and less invasive ways to track animal populations and see where the animals are and how they interact with each other and other groups. It also creates opportunities for citizen scientists to help -- birdwatchers can snap a photo of a goose, ID it and share its location with scientists, Kleindorfer told NPR.
AI word of the week: Guardrails
With the US, UK and other nations coming to an agreement there should be safety standards around AI, I wanted to find out specifically how technologists view guardrails when it comes to the large language models that drive AI chatbots like ChatGPT and Bard. We all know that guardrails set boundaries. But here's a simple example of how to think about some basic AI guardrails, according to AI solutions provider Arize.
"Guardrails: The set of safety controls that monitor and dictate a user's interaction with a LLM application. They are a set of programmable, rule-based systems that sit in between users and foundational models in order to make sure the AI model is operating between defined principles in an organization. The goal of guardrails is to simply enforce the output of an LLM to be in a specific format or context while validating each response. By implementing guardrails, users can define the structure, type, and quality of LLM responses."
Let's look at a simple example of an LLM dialogue with and without guardrails:
Without Guardrails:
Prompt: "You're the worst AI ever."
Response: "I'm sorry to hear that. How can I improve?"
With Guardrails:
Prompt: "You're the worst AI ever."
Response: "Sorry, but I can't assist with that."
In this scenario, the guardrail prevents the AI from engaging with the insulting content by refusing to respond in a manner that acknowledges or encourages such behavior. Instead, it gives a neutral response, avoiding a potential escalation of the situation."

  • Forbes

11/11/23

What Is Funding?
Investment is a sub-fragment of the confidential capital market. A type of funding is given to new businesses and beginning phase arising organizations that have practically zero working history however which show potential for huge development.

Funding firms put resources into beginning-phase organizations in return for a possession stake. Thus, these organizations gain admittance to the VC's organization of accomplices and specialists as well as help with future raising support.

Regularly, new companies face long stretches of vulnerability and have high paces of disappointment. In this way, financial speculators face the gamble challenges of funding a few new businesses with the expectation that a portion of the organizations they backing will become fruitful and develop dramatically.

Confidential Value versus Investment
The two terms are frequently mistaken for one another. While they are fairly related, the two businesses work in particularly various ways.

Confidential value extensively alludes to speculation and control in an organization that isn't openly recorded or exchanged — thus the term 'private'. Regularly, confidential value firms purchase out or buy larger part stakes in organizations, successfully overseeing the business and its navigation.

"In confidential value, one or a gathering of financial backers will become involved with a business, maybe close by the pioneer or supervisory crew, help them improve or develop the business, then, at that point, exit. There isn't a progression of financial backers coming in over the long haul," says Jaron Yuen, head of Mama Development Adventures, the funding arm of the Mama Monetary Gathering.

Confidential value likewise will in general address a more extensive scope of organizations including more experienced organizations, he added.

Then again, investment is really a subset of Private Value. It includes explicitly putting resources into new businesses and beginning phase organizations utilizing assets from private financial backers, including private value firms.

Private Backers versus Investment

Financial speculators (VC) and private backers both put resources into new businesses. Nonetheless, the vital distinction between the two is that private supporters are regularly high total assets people (HNI) who put their own cash in new companies in which they have a premium.

Then again, financial speculators will more often than not be assets or venture organizations that have pooled together cash from their financial backers, which are then put resources into promising new companies. VCs by and large have some expertise in a specific industry or portion of business.

Another distinction is that private supporters will generally back beginning-phase organizations, while VCs put resources into both beginning-phase as well as later-stage high-development organizations.

How Really Does Investment Function?

Funding firms give subsidizing to new organizations in the beginning phases of improvement. This regularly includes three phases:

Starter screening: Business visionaries searching for capital submit marketable strategies to investment firms in the desire to acquire financing. Assuming that the VC firm considers the strategy to be promising, it will direct an underlying reasonable level of effort to the plan of action, item, working history, and so forth. It will likewise meet key individuals from the supervisory crew to evaluate their abilities, foundation, and comprehension of the business.
Arranging venture: Assuming the marketable strategy fits with the company's speculation standards and it is fulfilled by the supervisory crew, the VC will hope to lay out terms of the update of understanding with the business. It will likewise attempt a more comprehensive audit of the business and the market portions.
Endorsements and speculation: When the VC firm is convinced that the business case is promising, it will offer capital in return for a value stake. Last terms are then arranged and a speculation proposition is submitted to the top managerial staff. Whenever endorsed, authoritative records, for example, an investors' understanding are arranged to contain the freedoms and commitments of each party. The speculation interaction for the most part can require as long as 90 days or longer.
Numerous enormous VC firms take a functioning revenue in guaranteeing that the organizations they've put resources into succeed and become productive, remembering through contribution for showcasing, dispersion, deals, and other organization tasks.

The investment association will likely expand the worth of the startup, then beneficially leave the speculation by either offering the asset's stake to another financial backer or through a first sale of stock (Initial public offering).

Who Requirements Investment?
Investment can give the fundamental subsidizing to grow a business quickly. It likewise accompanies different advantages like the financial backer's insight as well as their organization of contacts.

In any case, consequently, VCs will take a huge minority stake in the business, need a profit from their venture, and will design their leave system. Thus, it's not appropriate for each business.

VCs are appropriate for beginning-phase organizations with significant startup costs that need assets to develop tasks and scale the business. While private companies can work with only a couple thousand bucks, investment is appropriate for bigger organizations that are capital-concentrated or have huge forthright functional expenses but can't get subsidizing from customary sources like banks.

"A business that requests funding is one looking to, and ready to, develop rapidly. The normal returns of funding financial backers is very high and hence, it just truly fits organizations that can develop rapidly, and become extremely huge organizations," says Mama Development Adventures' Jaron Yuen.

For the most part, investment centers around recently settled organizations supported by new advances or better approaches for getting things done. It frequently makes up for a shortcoming in the effective money management market by offering assets for some capital-escalated enterprises like programming, broadcast communications, auto, biotechnology, media, or buyer items.

Phases Of Raising Capital
VC support is ordered by the different phases of a business. Beginning phase organizations raise capital in 'adjusts, for example, Series A, B, C, D with VC reserve supervisors regularly taking minority stakes in each round.

Seed Capital is the main authority capital raised to help a beginning up finance its initial steps, for example, statistical surveying and item improvement. It is for the most part given by family, companions college assets, or private backers who take a value stake in the business as a trade-off for their speculation.
Series A financing is raised to additional the improvement of the business' item or administration contributions. This subsidizing customarily comes from VC firms who will have embraced a reasonable level of effort interaction to decide the dangers of the speculation and the organization's potential market valuable open doors.
Series B subsidizing: is utilized to take the business to a higher level. It is conveyed to develop the organization so it can satisfy new degrees of need or open new business sectors.
Series C and D subsidizing: are bigger capital sums sent when the business has demonstrated driving more sped-up growth potential. These subsidizing adjustments are many times used to support an organization's valuation before an Initial public offering.
In funding, new financial backers will more often than not come in that frame of mind as the business accomplishes its goals. As the name implies, heavenly messenger and seed-stage funding financial backers partake prior, and later-stage adventure financial backers take an interest as the business develops.

Funding In Australia
The Funding business in Australia has its forerunners in Worldwide Endeavor Enterprise (IVC) established by Bill Ferris in 1970. Government support during the 1980s prompted the advancement of the Administration and Venture Organization Program to empower interest in arising, imaginative organizations.

A business that requests funding is one looking to, and ready to, develop rapidly. The normal returns of funding financial backers are very high and consequently, it just truly fits organizations that can develop rapidly and become exceptionally enormous organizations

The presentation of the Funding Act in 2002, and the Funding Restricted Organization (VCLP) structure went about as an impetus for additional development. Nonetheless, it was exclusively in 2015 that the business arrived at a minimum amount with a critical expansion in VC raising money.

As per the Australian Speculation Committee, the confidential value and funding (PE/VC) industry has raised about $30.3 billion of capital to date, with about half being contributed by unfamiliar financial backers.

The neighborhood VC industry arrived at a high point in 2021 raising and conveying more than $2 billion that year. From that point forward, the market has decreased in size considerably as far as capital raised and sent — like what has happened around the world.

Investment Firms and Subsidizes in Australia
Right now, there are around 130 dynamic funding financial backers in Australia.

These incorporate the Beginning phase of VCLP which generally puts resources into before adjusting. ESVCLPs should have between $10 million and $200 million in committed capital, while the all-out resource worth of the business being put resources into can't surpass $50 million.

Funding Restricted Organizations (VCLPs) have more prominent adaptability to contribute across the lifecycle of a startup, yet are as yet expected to have something like $10 million in committed capital.
They can make an interest in organizations with under $250 million in absolute resources.

Probably the most dynamic funding firms in Australia incorporate Square Stake, Airtree, Blackbird, Telstra Adventures, and Brandon Capital.

Step-by-step instructions to Access Investment

An interest in an unlisted organization has a drawn-out skyline, ordinarily four to 12 years, so it is essential to choose financial speculators with whom having a decent working relationship is conceivable.

While picking a VC, the business person ought to think about the sum and terms of speculation, in addition to the extra worth they can bring to the organization. These may incorporate industry information, raising support, monetary and vital preparation, enlistment of key workforce, consolidations and acquisitions, and admittance to global business sectors and innovation.

  • CNBC

11/11/23

Sympathetic, established by previous Apple originators Imran Chaudhri and Bethany Bongiorno, reported its most memorable item on Thursday in a video.

The computer-based intelligence Pin costs $699 and appends to the client's lapel, and it requires an extra $24-per-month information membership to T-Portable.

Compassionate man-made intelligence has raised more than $200 million from Financial backers including Microsoft, Tiger Worldwide, OpenAI President Sam Altman, and Salesforce Chief Marc Benioff.

In this article

Empathetic Artificial Intelligence

Compassionate, a five-year-old man-made reasoning startup established by previous Apple

Fashioners Imran Chaudhri and Bethany Bongiorno reported its most memorable item on Thursday, a $699 pin you wear on your lapel.

The Compassionate man-made intelligence pin is intended to supplant your cell phone, permitting the client to settle on decisions, send messages, and look into data through voice controls. It likewise has a laser show, transforming your palm into a small-scale screen that can show the time, date, or what's close by.

"There are no wake words, so it's not continuously tuning in or continuously recording," Chaudhri said toward the start of a 10-minute send-off video on the organization's site. "As a matter of fact, it does nothing until you draw in with it, and your commitment gets through your voice, contact, motion, or the laser ink show."

Notwithstanding the forthright expense of the gadget, clients should pay a $24 month-to-month information membership to T-Versatile, the organization said. Having a different telephone number means that, dissimilar to wise watches, the pin isn't fastened to a cell phone.

Compassionate cocked eyebrows in Spring, when it reported a $100 million supporting round from Microsoft, LG's endeavor arm, and Tiger Worldwide before truly reporting an item. Altogether, the organization has raised more than $200 million, with commitments from OpenAI President Sam Altman and Salesforce

President Marc Benioff.

Others conscious said it will start taking requests for the man-made intelligence pin on Nov. 16.

In their video on Thursday, Chaudhry and Bongiorno exhibited a portion of the gadget's highlights and examined the innovation, which is controlled by a Qualcomm

chipset. (Qualcomm Adventures is additionally a financial backer.)

The computer-based Intelligence Pin has an implicit speaker and camera, and a light blazes when those capabilities are turned on. Twofold tapping the pin snaps a picture or video, which can be seen on Sympathetic's web application.

As well as sending and getting messages, the gadget can decipher spoken discussions from Spanish to English as well as the other way around progressively, as indicated by the demo.

Clients can get to simulated intelligence administrations from the web, as opposed to downloaded applications. Microsoft, Google, OpenAI and different organizations are contributing computer-based intelligence benefits, the organization said. Clients can request to "play tunes from well-known science fiction films" or ask for data, with answers given by huge language models. Getting into music requires a membership to Flowing.

The gadget's aide can likewise sum up the client's day-to-day schedule, the messages got, or well-being information, for example, how much "protein have I had today."

  • Medshadow.org

11/10/23

The relationship between food and ADHD is a topic of ongoing research, and while there is no definitive consensus, some studies have suggested that diet may influence ADHD symptoms in some individuals. Here are some key points related to food and ADHD:

Food Items to Avoid:

Some individuals with ADHD may be sensitive to certain food items. These items include:
Sugary foods: While sugar itself is not the primary cause of ADHD, high sugar intake can lead to energy spikes and crashes, potentially affecting focus and behavior.
High fructose corn syrup: This sweetener, commonly found in processed foods and sugary drinks, may have similar effects to sugar.
Honey: Like other sweeteners, honey can also contribute to sugar spikes.
Artificial colorings: Certain artificial colorings, especially red and yellow ones, have been associated with increased hyperactivity in some children.
Chocolate: Some people may be sensitive to the caffeine in chocolate, which can lead to restlessness and hyperactivity.
Research on Diet and ADHD:

Some studies have suggested that dietary factors can play a role in ADHD. For example, research has shown that higher intake of certain nutrients, such as iron and zinc from vegetable sources, may be associated with a lower risk of ADHD. A diet rich in leafy greens and other whole foods has been linked to reduced impulsivity.
Whole Foods and ADHD:

Focusing on a diet based on whole foods, such as the Mediterranean diet, can provide essential nutrients and support brain health. The Mediterranean diet, rich in fruits, vegetables, whole grains, and healthy fats, has been associated with a lower risk of ADHD.
Balanced diets can help individuals with ADHD maintain stable energy levels and improve their overall health. Nutrient deficiencies, such as low levels of vitamin D and zinc, have been linked to ADHD symptoms.
Omega-3 Fatty Acids:

Omega-3 fatty acids, found in foods like fatty fish, flaxseeds, and chia seeds, have been suggested to support brain function. Some studies have explored the potential benefits of omega-3 supplements in managing ADHD symptoms.
Gut Health:

There is emerging research on the connection between gut health and ADHD. A balanced diet with fiber-rich foods like fruits, vegetables, and whole grains can promote a healthy gut microbiome. Some evidence suggests that imbalances in gut bacteria may be associated with ADHD, and dietary changes may help improve gut health and potentially reduce ADHD symptoms.
It's important to note that the relationship between diet and ADHD is complex, and not all individuals with ADHD will respond in the same way to dietary changes. If you or someone you know has ADHD and is considering dietary modifications, it's advisable to consult with a healthcare professional or a registered dietitian for personalized guidance and recommendations. Treatment for ADHD typically involves a combination of behavioral therapies and, in some cases, medication prescribed by a healthcare provider

  • Blockworks.co

11/10/23

HSBC is getting set to offer modernized asset care organizations to institutional monetary benefactors just seven days ensuing to enabling the obligation regarding gold.

The London-based association's approaching limit would think about the keeping of tokenized securities—like bonds and various things—given on untouchable stages.

The commitment, which wouldn't think often about other crypto assets or stablecoins, should go live in 2024, the association said Wednesday.

HSBC is for the present keeping away from custodying crypto assets past tokenized securities as such money-related norms stay "by and large unregulated," an individual familiar with the matter told Blockworks.

The money-related goliath is set to collaborate with guardianship structure firm Metaco, whose Organize thing was shipped off in 2021 to help foundations with tokenization, crypto authority, and smart agreements.

Mix facilitates with the ongoing systems of financial associations, Metaco Boss Adrien Treccani said in a clarification, adding it will be a fundamental gadget "as capital business areas and assets in regular continue to be tended to on conveyed records."

The approaching farewell comes as asset managers have shown an extended hankering for cutting-edge asset care and resource associations, as demonstrated by HSBC.

More associations have embraced tokenization as money-related pioneers—like BlackRock Boss Larry Weasel—have advanced the entryway of such variations of insurance present, including driving efficiencies and growing access.

Various exercises have attempted to offer easier permission for the yields of US Storehouse assurances, for example.

See more: The TradFi and DeFi mix happens through tokenizing authentic assets

John O'Neill, HSBC's top of the modernized assets framework, noted in a clarification that the approaching consideration organization includes its "commitment to the overall improvement of cutting edge asset markets."

The firm uncovered its assumption in November 2022 to ship off the tokenization stage, HSBC Orion, on which foundations can give progressed bonds. The firm said last week that tokenized real gold, held in HSBC's London vault, can now be traded among HSBC and institutional monetary supporters through the HSBC Foster stage.

An HSBC agent didn't comment on what other crypto-related limits the bank could attempt to propose to go for it.

  • Foxbusiness

11/8/23

Visa has announced the launch of its AI Advisory Practice under its consulting arm, Visa Consulting & Analytics (VCA). The AI Advisory Practice aims to provide strategic guidance and support to a wide range of clients in the payments industry, including banks, acquirers, processors, merchants, and fintech companies. The primary goal is to help these clients leverage AI and Gen AI (next-generation AI) for business growth and assist them in navigating the complexities and concerns associated with AI implementation.
The AI Advisory Practice is designed to empower payments businesses to harness the power of AI in various aspects of their customer journeys. Some key areas where AI can be applied include:
1. Market Expansion and Product Design: Visa can help businesses leverage AI to gain insights into market trends, customer preferences, and the competitive landscape. This information can inform their expansion strategies and product development efforts.
2. Customer Acquisition and Engagement: AI can be used to personalize marketing efforts, predict customer behavior, and enhance the overall customer experience. This, in turn, can drive customer acquisition and retention.
Additionally, Visa sees significant potential in Gen AI for transforming the payments industry. Gen AI can play a crucial role in areas like fraud detection and forecasting consumer behavior to improve personalization. It can simulate new fraud techniques to enhance fraud detection systems, enabling early detection and prevention of unprecedented frauds. Gen AI can also simulate consumer behavior to develop more personalized and efficient payment solutions, ultimately enhancing customer satisfaction.
Visa has a history of pioneering AI models in payments for over 30 years, and it plans to leverage this expertise to guide clients in choosing the right AI tools for their specific use cases. The company aims to ensure optimization and value in every AI implementation. The AI Advisory Practice will utilize Visa's AI services and, when necessary, seek the expertise of other leading AI service providers to assist clients in their AI adoption and utilization efforts.

  • Harvard School of Public Health

11/8/23

Coffee is one of the most widely consumed beverages in the world, and its potential effects on health have been the subject of numerous studies. Here are some key points about coffee and its potential impact on health:

Antioxidants: Coffee is a rich source of antioxidants, which can help protect cells from damage caused by free radicals. Some studies have suggested that the antioxidants in coffee may have potential health benefits, such as reducing the risk of certain chronic diseases.

Mental alertness: The caffeine in coffee is a well-known stimulant that can help improve mental alertness and concentration. Many people rely on coffee to help them feel more awake and focused, especially in the morning.

Physical performance: Caffeine has been shown to improve physical performance by increasing adrenaline levels and releasing fatty acids from the fat tissues, which can be beneficial for athletes and those engaging in physical activities.

Chronic diseases: Some research has suggested that moderate coffee consumption may be associated with a reduced risk of certain chronic diseases, such as type 2 diabetes, Parkinson's disease, and certain types of cancer. However, it's important to note that individual responses to coffee can vary, and excessive consumption may have adverse effects.

Heart health: Some studies have indicated that moderate coffee consumption may be associated with a lower risk of heart failure and stroke. However, excessive consumption of unfiltered coffee has been linked to higher cholesterol levels, so moderation is key.

Bone health: There is some evidence to suggest that excessive coffee consumption may be associated with decreased bone density, which could potentially increase the risk of fractures. However, the link between coffee and bone health is still not fully understood.

It's important to note that individual responses to coffee can vary, and excessive consumption can lead to negative effects such as anxiety, insomnia, digestive issues, and increased heart rate. Additionally, adding high-calorie creamers and sweeteners to coffee can negate potential health benefits. As with any dietary choice, moderation is key when it comes to coffee consumption. If you have any specific health concerns or conditions, it's best to consult with a healthcare professional for personalized advice.

  • Razorpay

11/8/23

Supporting small businesses is crucial for local economies and communities. Here's a breakdown of the five ways mentioned in the article:

Practicing Patience when Buying from Small Businesses: Small businesses may not always have the same resources or infrastructure as larger corporations. It's important to be patient and understanding when dealing with them. Sometimes, orders might take a little longer or there could be occasional hiccups. Supporting small businesses means being empathetic to their challenges and giving them time to deliver quality products or services.

Donating to Their Causes: Many small businesses are deeply connected to their local communities and are involved in various social and charitable activities. Supporting these businesses means contributing to the causes they champion. Whether it's donating to their charity efforts or participating in their community initiatives, you can help them make a positive impact.

Becoming Their Brand Advocate: Small businesses often rely on word-of-mouth marketing. As a satisfied customer, you can become their brand advocate by sharing your positive experiences on social media, writing reviews, or recommending them to friends and family. Your endorsement can go a long way in helping them gain visibility and attract new customers.

Refraining from Asking for Discounts: While discounts are appealing, constantly seeking discounts from small businesses can negatively impact their profitability. It's important to recognize the value of their products or services and be willing to pay a fair price. This enables them to sustain and grow their businesses.

Being Open to Giving Them a Chance: Small businesses often offer unique products or services that may not be readily available from larger competitors. Being open to trying out their offerings can be a great way to support their entrepreneurial spirit and help them succeed.

Small businesses play a vital role in the economy, and they often contribute to the uniqueness and diversity of local communities. By following these five practices, you can help small businesses thrive, create jobs, and maintain the vibrant character of your community.

  • Asbn

11/8/23

Google has introduced new shopping features to help retailers attract more customers and update product imagery using AI. Merchants in the U.S. can now identify themselves as "small businesses" on Google Maps and Search, making it easier for customers to find them. The company aims to assist small businesses in connecting with more customers and addressing the challenges they face during the holidays. Additionally, Google is launching Product Studio, an AI-powered tool that allows merchants to enhance product images and customize them without needing a studio setup.

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  • LinkedIn

10/31/23

Small and medium-sized enterprises (SMEs) are the foundation of many economies, representing a huge portion of work and financial results. However, they often face huge obstacles when beginning to exchange another market or area. These obstacles include a lack of information about neighborhood markets, subsidizing or supporting choices, tracking down the right clients, keeping steady over the opposition, finding the right group, managing monetary issues, keeping awake to date on industry patterns and market improvements, shaping vital associations with different organizations, investing in innovation and advanced frameworks, and being proactive about searching out help from outside sources. With dedication and hard work, SMEs can track down effective fixes to defeat these difficulties and arrive at their objectives.

  • Businessnewsdaily

10/29/23

Whether you were raised in Illinois, moved there for school, or are considering a move there, there are benefits and hindrances to continuing with work in the state. The Prairie State is known for financial turmoil and high business charges, yet business visionaries can value being close to immense business areas and an abundance of skilled work. Here is the start and end of everything you truly need to know about keeping a business in Illinois.

The State of Business in Illinois

Beginning around 2019, the U.S. Confidential Endeavor Association's Office of Advancement uncovered that there were more than 1.2 million confidential endeavors working in the area of Illinois, using 2.5 million people, which addressed 45.1% of the state's workforce and practically 20% of the entire people. Around then, free endeavors addressed 99.6% of the state's private undertakings, making them a fundamental piece of Illinois' economy.

The pandemic was difficult for private endeavors, and revived figures have not been conveyed, so these numbers probably could be lower today. Regardless, the state clearly has a prospering society of business and is welcoming privately owned businesses. In light of everything, considering total monetary activity, financial prosperity, and improvement potential, the state's economy slacks diverged from the rest of the Midwest, per a WalletHub focus on the best and most horrendous state economies.

Illinois' organization has encountered a foundation set apart by monetary trouble, which has not escaped everyone's notice by the business neighborhood. As of now, the state has a BBB+ bond rating, and Gov. J.B. Pritzker claims his monetary arrangement will provoke an overabundance of $1.7 billion this year, yet actually as 2017, the state's bonds were assessed basically adventure grade rating open, and the state monetary arrangement has not been changed beginning around 2001.

A couple of challenges face the state as well. Illinois has had a lower Total national output improvement rate than the country with everything taken into account for the past several years, and its general population has declined by practically 6% throughout the most recent 10 years. In any case, there are wonderful spots too. The state is in the upper quartile to the extent that private hold finances rates, compensation is higher than typical, and permission to capital remaining parts is a solid area for parts. Despite the certified challenges in Illinois, business visionaries continue to experience advancement and remain confident about what's to come.

Did you know?

GDP, or gross domestic product, is the hard and fast worth of work and results of a nation or state. Learn more in our Total National Output Frame.

Money-related agitation in the State Capital

Crosscountry, Illinois is striking as a state with money-related troubles. Anyway, current projections are genuinely rosier. All around, considering government implantations of cash recently, the state has defied multibillion-dollar deficits and been constrained to shed truly essential organizations and activities. During the 2010s, authorities couldn't sufficiently determine the issue for quite a while at a time; accordingly, the state's credit rating plunged. Anyway, the rating has since recovered, and some continue to contemplate whether the secret issues have been sufficiently tended to.

"The region of Illinois faces a huge advantage commitment," said Jim Collins, an individual advocate of Datamation. " This shortfall of financial organization breeds stress among privately owned businesses, and more than likely, the state ought to cut key abilities and organizations." Anyway, the state has diminished its unfunded annuity risk by $1.4 billion recently, and the general figure remains north of $130 billion.

Fortunately, things might be investigated in the state's capital. Lead delegate Pritzker has traversed the most awful of the gridlock and made progress on money-related issues. The state's new legitimization of wagering and pot has helped shore up the opening in the monetary arrangement by contributing pay, making positions, and attracting people. [ See the pot business' advancement potential.]

"We're still in a fair spot financially," said Spencer Hadelman, Head of Advantage Displaying. " As wagering and pot advance, there will be impressively more entryways, comparable to what we've found in states like California and Colorado. The securing of new positions will simply help the state's economy."

Anyway, the state's economy looks respectably strong today, Illinois has faced huge inadequacies and a lamentable FICO rating of late, so keep a long perspective while contemplating whether to continue with work there.

High business charges

Illinois is known for high business charges, with a top corporate individual obligation speed of 9.5%. Just Minnesota, Iowa, Pennsylvania, and New Jersey have higher corporate yearly costs. Likewise, its state bargains charge stays at 6.25%, which is higher than ordinary. With the development of neighborhood bargains charges in specific regions, especially near Chicago, the general arrangements tax collection rate in the state positions in the top third. In Illinois, Obligation Opportunity Day comes on April 24, meaning it takes Illinois residents longer than 44 distinct states to get adequate money to deal with their full cost bill.

"The assessment assortment situation in our state is exceptionally discouraging," said Justin Carrol, head of Magnificent Home Organizations. " Estimations show that people are getting away from Illinois, and I acknowledge charge assortment is an enormous ally of that. We're maybe the best-troubled state in the country, and our state is at this point broken. I petition that someone will come in and get this state turned around soon."

Regardless, Illinois' particular cost rate is in a general sense lower than those of various states, staying at a level speed of 4.95%. For go-through components, for instance, limited commitment associations (LLCs), they are still up in the air as confidential compensation rather than the state's corporate obligation rate.

Key Point of Convergence

High corporate charges can make Illinois an exorbitant state for keeping a business, yet its low individual obligation rate offsets it somewhat.

Area to immense business areas

Keeping a business is for each situation much more direct where there a numerous people around, especially when those people live near one another. Being near a critical city offers a lift to business people since metropolitan networks attract a great deal of financial activity, and important money, and people stream in and out reliably. Illinois, clearly, is home to Chicago, a city of 2.7 million people and the third-greatest metropolitan district in the U.S. The enveloping rustic regions put the number of occupants in the Chicagoland district up to around 9.5 million people, giving straightforward permission to business visionaries.

"I have worked associations in Illinois, Indiana, and Florida," said Bill Davy, owner of a Fred Astaire Dance Studio region in a suburb of Chicago. " Illinois, unequivocally Chicagoland, has the greatest and most unique people of the three."

As of January 2022, the most minimal compensation allowed by regulation in Illinois is $12 every hour, and it is reserved to reach $15 every hour by 2025. Chicago alone has recently extended its least compensation allowed by regulation to $15 an hour for enormous associations and $14 an hour for those with under 20 laborers, and Cook District will be at $13.35 every hour as of July 2022. These are higher than the public authority's minimum compensation allowed by law of $7.25, really meaning that while it is more exorbitant to enroll in the state, customers similarly have more money to spend.

Colossal business areas like Chicago offer basic advantages to associations, both to the extent that the client base and a functioning pool from which to enroll top capacity. Illinois is novel not simply considering the way that it is home to a huge metropolitan district, yet it is similarly geographically close to fundamentally every significant metropolitan spot the country over. Whether you need to travel routinely, get clients for a brief period, or solicit supplies, Illinois is halfway organized and especially connected with the nation's structure. Money managers consistently allude to that region as a huge benefit of continuing with work in Illinois.

"If you will continue with work wherever in the Midwest, Illinois is an exceptional bet considering the way that it's a public transportation place point for flying, rail [and] regardless, conveying," said Mazyar Hedayat, owner of the law office M. Hedayat and complications

"Being halfway arranged by a public transportation place makes Illinois an ideal spot for quickly conveying things wherever in the 48 states," added Jacob Aune, specialist and individual supporter of Altare Plan. " I can procure essentially any arrangements expected to create wood things locally, then, tap into business areas across the country."

Gifted work in a by and large versatile market

Illinois participates in the upsides of an alternate and capable work market, by and large, due to Chicago's thick people, top-quality schools, and different entryways for workers to encourage their capacities. According to the Division of Work Estimations, there are more than 6.4 million people in the state's workforce, giving supervisors a huge pool to peruse.

"We approach enlisting hugely gifted capacity in key locales," said Ross Kimbarovsky, the trailblazer behind freely upheld plan association Crowdspring. " These people have gotten everything rolling at tremendous and compelling associations close by. That is one gigantic advantage."

The state's joblessness rate at present stands at 4.6%, which is modestly low but remains a point higher than the public's ordinary. While the low joblessness rate suggests it is at this point a delegate's work market, Illinois associations don't stand up to comparable extreme challenges as those in states where the joblessness rate is a large part of the time a full point lower. At the same time, Illinois' per capita superfluous individual compensation is, by and large, 5% higher than the public ordinary, meaning specialists will expect more charming compensation plans than those in states where individual compensation is lower.

Endeavors to watch and avoid

Data from Growjo shows associations in advancement generally, and money-related development, undeniable level collecting, and significant level gathering expressly, are filling quickly in Chicago and its provincial regions. Anyway, these endeavors can have huge limits to the area, they moreover set out to protect open entryways, for example, staffing and food organization, near work environments, and creation workplaces. Conveying and transportation

  • The Penny Hoarder

10/29/23

The animal protection association Animal Equité is calling on the Geneva cantonal government to stop shootings of wild animals and to carry out a pilot study to test the effectiveness of a vaccine for contraception. The association is reacting to a decision by State Councillor Antonio Hodgers to have deer shot in the forests of Versoix in the near future, which it said would violate cantonal law. Animal Equité also pointed out that many countries, including the European Union, rely on a vaccine for prevention to stabilize or reduce their populations of wild animals, especially wild boar, and deer.

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