They sent me to collections a week early and when I asked why they said "I don't know just cause". Then said just pay them the amount on the statement. Wouldn't take payment over the phone. Said to go online and just pay what the amount on the paper said and "maybe" they would take it backā¦ even though it wasn't suppose to go to collections till the end of the week. Absolutely ridiculous. Laughed at me for asking questions. This place should be shut down.