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Yurii I.

Ardrossan, United Kingdom

Contributor Level

Total Points
80

1 Review by Yurii

  • Lloyd's Bank

10/9/23

Lloyds rejected my application for a credit account and my Experian credit score (806 point) dropped 46 points as a result of the hard credit check.
I'm a local small business owner (IT industry) with an annual pre-tax income of over £*******. In addition, together with our international Canadian partner, we have successfully launched a new business (retail and wholesale online) in the last few months and are already expecting revenues from there in the next month.
We now receive £2000+£2000 in salary (for me and my wife) and £2000 in dividends from my company every month. Also, for comparison, in Ukraine I have a limit on my credit card of over £5500.
My family moved to the UK just over a year ago from Ukraine because we have a war there and the safety of our little kids is our top priority. I fought in our army as a military engineer and after my region was de-occupied I returned to my family and we moved to the UK (to a safe place).
My family didn't ask for any help from the UK government, also we rented the property ourselves using a local lettings agency.
On your website, your company wrote about supporting Ukrainian refugees, but sometimes words are just words. Thank you for the lesson.

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