Deborah K.

I got this card to help improve my score, I made purchases then sent in 2 payments plus paid their yearly fee way ahead of due date. I went to use the card for 28.00 and it wouldn't go through " HOW EMBARRASSING THAT WAS" I had used my bank card. I called customer service and they said that's their policy to hold payments for 14 days even though the payments went through. So I told them I was going to cut the card up this way it'll look good for usage, she asked if I wanted to close the card I told her absolutely not! I DO NOT RECOMMEND this card at all, find another one if you need help to build your credit. They have a law suit against them for whatever reason.