What a huge waste of time and a hundred bucks. Can't get it to swipe at Walgreens, wouldn't work at a restaurant for the dinner check, and when I finally used it enough to have 17 bucks left on it, the website and Vanilla "customer service" line say "something wrong with your card - go back to where you bought it". Finally just cut it up into four pieces and threw it into the trash - chalking it up at 17 bucks worth of learned-my-lesson tax… buyers beware.