This is not insurance. They have refused to pay basic tests. I was then told after the fact it's only for "healthy" people. I'm actually a very healthy person, which is besides the point. They don't pay for anything and agents get good kickbacks.
“Thank you, Nicole. I am filing a complaint with my state's Dept. of Insurance so that they are investigated. May not work, but if we as consumers keep applying pressure, our voices will be heard.”