Note that all those who helped along the way did a great Job, but in the outcome of the solution i thought by those commercials you have on the TV i would be able to get a better reduction on the taxes i owe, but that was not the case.
As per Optima, the rules are needed to be following IRS guidelines and i did not Qualify as i understood, but again i thought that i would get a better deal, when i asked Optima representative i was told that Optima states in the fine line that Optima is not responsible in the final word from the IRS, all is understood, but i will have to pay more that 30k in 72 months, so this is only issue i had with Optima, every thing else was good.