This is the worst bank that anyone can deal with,they give u a credit limit on 4 different credit card and if your score drop by 3 to.5 points they don't tell you they drop your limit down from 4000 to 250 and 100 dollars and wait until 30 to mail you a letter so whoever read this I suggest please don't use this bank for anything find a different bank and plus since they drop.your credit limit your score will.drop from 650 to 550 behind this bank