InstaReM advertises it will approve an account within 24 to 36 hours. After 4 days, they were still requesting more unnecessary personal information, some of which had already been submitted. No ability to contact a real person. The "in Person" chat was never responsive to any of my questions in 2 encounters.
I am sending funds to my sun at a University in France. I could not load any of my correspondence with InstaRem,, but I tried.