I applied and was approved for this card $500 limit and was using it and paying it. Then one day while completing my final $17 payment I noticed it said no available credit. I called them and was told that they closed my account with no explanation. Received a letter which only confirmed the my card account was closed by the bank and could not be reopened but, I can reapply! No thanks I'll pass, it's not that serious! Just was a little disappointed smh