Searching around for quotes and the guy who called me, told me how obviously I know nothing and also said, wow you are clearly not up to speed. He also insisted that the other companies I have quotes with were obviously lying. This was easily one of the worst sales pitches I've ever dealt with. I ended the conversation with, I'm not really enjoying this conversation goodbye. The whole reason to search around is the learn what is out there, not get put down about my current situation.