So the reason I'm giving him such a bad review when I used to love them. They used to be loyal to their customers. There was a couple times their system was down when my payment was due so they took my credit but gave it back because of system error. Second time it happened they took my credit away and wouldn't give it back so I declined to make the rest of my payments. As soon as I messaged them they told me they would give it back if I made my payment in full. So I did and instead of giving me back my $800 credit limit they gave me $50 and said that I could work my way back up to $800 even though they promise to give it back once payment was in full. They used to be a great loyal company but whatever is going on over there now they have become garbage