Simon R.

On the 04th December 2023 I attended an appointment at NatWest Bank Sittingbourne Kent branch
It was arranged that I went for an account opening interview with Mr Adam Barnes the Premier Select Account Manager
I went into the account opening interview with Mr Adam Barnes at NatWest Bank Sittingbourne Kent branch
Mr Adam Barnes asked me if I had my mobile phone with me
At the time of the account opening interview I did not have my mobile phone with me
I had to go home to collect my mobile phone
Returned to NatWest Bank Sittingbourne Kent branch with my mobile phone
It worked out that I was required to have my mobile phone with me as I had to do part of the opening of the NatWest Bank Premier Select Account on the NatWest Bank website
Mr Adam Barnes asked me if I had any proof of identity with me. At this point of time all I had was my UK British passport for which was accepted as my account opening application identity
NatWest Bank did not agree that I had the correct proper passport and there was a doubt about my personal identity
Mr Adam Barnes took my UK British passport to the branch manager of NatWest Bank Sittingbourne as Mr Adam Barnes wanted clarification that the UK British passport that I had produced for personal identity was proper and correct. My UK British passport was certified by the NatWest Bank Sittingbourne Kent branch Manager
Mr Adam Barnes then came back to me and we started the process of the account opening interview process
Mr Adam Barnes then went online at the NatWest Bank website to do the account opening process of NatWest Bank Premier Select Account
I was with Mr Adam Barnes NatWest Bank Premier Select Account Manager for about one hour to do the NatWest Bank Premier Select Account opening process
I left NatWest Bank Sittingbourne Kent branch with some hope that all had gone well and that I was on the way to having a NatWest Bank Premier Select Account
About a week or so passed
I received a letter from NatWest Bank London to inform me that I had failed the application of opening a new NatWest Bank Premier Select Account this was because I had a 0% credit rating
I spoke with an account manager at NatWest Bank London to ask as to what went wrong with the account opening of a NatWest Bank Premier Select Account
Apparently my credit rating was not good enough to open a NatWest Bank Premier Select Account
I asked to what process was used to come to that conclusion
Apparently NatWest Bank use credit rating agencies to check out credit rating
I was informed that NatWest Bank use the credit rating agencies Equifax and Experian
Also NatWest Bank have their own credit rating process
I made contact with the credit rating agencies Equifax and Experian credit rating agencies to ask for a personal credit rating report to find out what I had on my credit rating reports
Both Equifax and Experian credit rating agencies came back to me with the credit rating reports
I was absolutely credit clean there was absolutely nothing wrong with my credit rating
I sent a copy of both of the credit rating reports from Equifax and Experian to NatWest Bank London to dispute the charge of bad credit rating from NatWest Bank.
I got absolutely no apology from NatWest Bank for the stress and anxiety
I told NatWest Bank London that I DID NOT trust NatWest Bank
NatWest Bank never ever had any comments to my challenge to NatWest Bank about doing the credit rating on myself
NatWest Bank said absolutely nil/zero about the NatWest Bank credit rating process as I wanted to know as to how NatWest Bank came up with a decision on my credit rating of 0%. NatWest Bank stayed absolutely silent and never ever responded to my challenge/complaint about the NatWest Bank system for doing credit rating process checking on new prospective customers to NatWest Bank
I stayed with my current bank

I very recently within the last few months employed the auction services of an auction house that is supposedly deals specifically for Camera photographic equipment
I sent off two (2) 35mm film cameras to be sold at auction with Special Auction Services
I have just recently received the money payment of the two 35mm film cameras
I had a company cheque for the amount of £15. The auction price was £20 for both of the two 35mm film cameras
I am far from being content with this whole auction deal
I am planning to return the company cheque to the auction house and make a 100% complaint against the auction house Special Auction Services
A warning to anyone who is going to send old 35mm film cameras to auction house Special Auction Services
Please avoid this auction house
A total rubbish auction house that does nothing to give a true auction value for 35mn film cameras
I am seriously very inspired by this auction house that is supposedly deals with photographic equipment for auction
I have come to the conclusion that this auction house is a rip off business that does not have any concerns for the auction vendor.
I was dealt with professionally but the valuation that business Special Auction Services gave to me is well above any expectations. I was told that I would likely get around £40 per 35mn film camera making a total of £80 for both of the two 35mm film cameras
But instead I had £20 for the two cameras which equates to £10 per camera
Absolutely no where to the original auction quote for £40 per camera auction house quote pre auction
When dealing with Special Auction Services be ever so very careful with the dealings.
I personally would advise anyone who wants to deal with Special Auction Services just do not do any business